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Replacement Vehicle Insurance

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What is Replacement Vehicle Insurance?

By taking out our Replacement Vehicle insurance, sometimes called Guaranteed Hire Policy, customers will be assured of a courtesy car and for a period of time that suits their needs following an incident or accident to their vehicle.

What do we cover?

In the event that customers are unable to use their vehicle following an accident or theft they may find they are having to pay car hire costs which they may then have to reclaim at a later date.  Our policy covers those costs of hiring a vehicle, also known as a courtesy car, following a valid insurance claim on a customer’s motor policy.

Points to consider

Nobody wants to be without a vehicle following an accident or incident which means the vehicle is either written off – say through theft – or needs extensive repair.  But can customers be certain that comprehensive motor policies will provide a courtesy vehicle? Can customers be sure what type of vehicle they will receive and for how long?

Comprehensive motor insurers vary in what they offer. Some offer no courtesy vehicle option, and some will require an additional premium for the provision of a courtesy vehicle.

We have a wide range of policy options available to cover the type of vehicle and the amount of time customers can use it following a valid motor insurance claim.

Why choose Financial & Legal?

We have a nationwide network of providers who will be able to provide the category of vehicle customers select, and it will be available to use for the chosen period. Our claim process is available 24/7 every day of the year and aims to minimise the inconvenience suffered. We want to get your clients back on the road as soon as possible.

“The service we receive is exceptional. Financial & Legal are always 100% committed to their clients, providing invaluable swift and professional service, going above and beyond to help. The way the team liaise with our clients is exceptional from start to finish; they deal with matters sensitively and diplomatically, which is vital at a time when clients are understandably vulnerable and have an ongoing legal case.”

Charlotte Roberts, Owner of Anglesey Insurance Services LTD

“We were looking for more than just an insurer. We wanted to work with professionals who understood our business and risks and who could see the bigger picture. With Financial and Legal we have a dedicated team, who listen to us and develop the products we need.”

True Solicitors

“Having been with a larger insurer we seemed to have become stagnant in waiting for decisions and also experienced a lack of innovation. The Financial and Legal team and their personal approach means we can now sell products with the confidence that we are providing our clients with maximum security and protection.”

Pabla and Pabla Solicitors

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