Making buying a home a less stressful experience

Buying a home can be complex, costly and stressful business with uncertainty at many stages of the buying process. Our Home Buyers’ Costs Insurance policy provides your client with protection and peace of mind should their purchase not take place through no fault of their own.

What our Home Buyers’ Costs insurance covers

We provide cover to pay costs and expenses following the purchase of the property failing as a result of an Insured Incident shown below:

  • Withdrawal from the sale by the Vendor because of Gazumping
  • Withdrawal from the sale by the Vendor for other reasons
  • Adverse Legal Search
  • Property Valuation
  • Redundancy
  • Damage to the Property
  • Structural Defects
  • Terminal Illness

There is no excess payable under this policy.

Limit of Indemnity

Level oneLevel two
Conveyancing Fees£800£1100
Survey & Valuation Fees£550£750
Mortgage Arrangement & Lender’s Fees£300£400
Maximum Amount Payable£1650£2250
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