ATE insurance made easy

Pursuing a claim can be a complex and costly business, especially for personal injury or road traffic accidents. But our after the event insurance simplifies everything, enabling your clients to pursue their ATE claims with no up-front costs and no liability should their claim be unsuccessful. Our policies are comprehensive, cost-effective and can be tailored to reflect specific requirements. Just ask and we'll do our best to help.

Our ATE insurance policies cover personal injury, road traffic accidents, clinical negligence, industrial disease, personal and commercial contractual disputes, debt recovery. We're happy to evaluate individual risks too. Our premiums are always competitively priced.

What our ATE insurance covers

After the event insurance, particularly for personal injury, has been under increasing scrutiny. However, our team keep abreast of industry challenges, so if changes happen in after the event insurance, rest assured we’ll react quickly.

After the event key facts

  • UK based legal expenses insurer authorised and regulated by the Financial Conduct Authority
  • Deferred premium – not payable until settlement of the claim
  • Delegated authority to solicitors
  • We offer unique single and staged premiums for RTA accidents enabling you to choose a product which best suits the customer

We provide comprehensive ATE legal protection for

  • Road Traffic Accidents
  • Employers' Liability
  • Public Liability
  • Occupiers' Liability
  • Industrial Disease
  • Clinical Negligence
  • Personal Contract Disputes
  • Commercial Contract Disputes
  • Debt Recovery
  • Counselling services and helplines
  • Insolvency
  • Housing Disrepair
  • Home Buyers' Costs Insurance
  • Disbursements Cover
  • Opponent's legal costs
  • Counsel's fees
  • Optional - Income for the solicitor to cover own costs shortfall
  • Optional - Part 36 client damages shortfall cover
  • Insurance premium (when the claim is lost)

Limit of Indemnity

Between £25,000 and £250,000 dependent on the type of claim and cover

Delegated Authority

We can offer delegated authority with regards to issuing policies and will not impede your conduct of the case by requiring our consent to steps taken

Premiums

Deferred and Contingent basis

Find out more about our Before the Event Insurance

BTE Insurance

Before the event Motor, Family, Commercial and Landlord policies covering; uninsured loss recovery, personal injury, property, employment and legal disputes

Find out more about our Home Buyers' Costs Insurance

Home Buyers' Costs Insurance

Protection from a property sale falling through as a result of: withdrawal from sale, adverse legal search, property valuation, redundancy, damage to the property, structural defects, terminal illness.